Admitting you have a problem is the first step towards understanding you have a problem. In my case, my insurance company denied my car coverage renewal due to suspicion of me running a car dealership. I have been through 5 cars in the past year. That is the most you can buy in the state of Virginia within a year before you have to declare yourself as a dealer, so no rules broken. I have a new policy and all is good, but this is what I have been up to recently.